Gaborone +267 363 5000
Francistown +267 241 2392

Medical gap insurance cover

Bryte Medical Gap Insurance Cover complements your existing medical aid by covering the shortfall between what your medical scheme pays and what healthcare providers, including specialists and hospitals, actually charge. This additional layer of protection can help reduce unexpected out-of-pocket medical expenses, giving you greater financial peace of mind when you need care most. Oneplan Underwriting Managers administer the solution.

Medical gap insurance is not a medical aid scheme, but a short-term insurance product.

Doctor Family With Girl Her Parents Hospital Consulting Appointment Healthcare Medicine Trust Support Medical Clinic With Health Professional

ABOUT OUR INSURANCE

Medical gap insurance cover

We offer four main gap cover plans, each with specific limits and benefits. Depending on the plan that is selected, gap cover may assist with:
- In-hospital specialist shortfalls
- In-hospital co-payments
- Cancer treatment co-payments
- Casualty treatment shortfalls
- Certain scans and scopes
- Eligible out-of-hospital shortfalls where the medical aid has paid first

Oneplan Underwriting Managers

The Gap insurance product is administered by Oneplan Underwriting Managers (Pty) Ltd, and issued by Bryte Risk Services Botswana, a licensed insurer in Botswana. This policy is not a medical aid scheme and does not replace membership of a registered medical aid scheme.

Other Personal Insurance Services

Building and home insurance

Building and Home Insurance is designed to protect your property and its contents from a range of risks, including damage from accidents, natural disasters and theft.

Retrenchment insurance

A comprehensive involuntary retrenchment insurance solution designed to safeguard your financial stability.

Car insurance

Keep your vehicle protected on and off the road with Bryte’s Car Insurance. Our policy offers broad coverage against accidents, theft, and damage, giving you the confidence to drive knowing that you’re covered against life’s unexpected events.

Personal cyber insurance

Online transactions have become routine — and so have digital scams. Funds Protect Personal is designed to assist individuals who suffer financial loss following authorised or unauthorised fund transfers, where recovery through a bank or service provider is unsuccessful. This policy helps reduce the financial and emotional impact of fraudulent events, with cover tailored for individuals who bank electronically or conduct online transactions.

Contents insurance

Contents Insurance protects your belongings against loss, damage, or theft, providing financial support to repair or replace items affected by covered events.